In the event of a serious medical, fire, or crime-related emergency, the United States has one telephone number to call: 911

Health Care in the US

Your health and wellness is an essential part of your academic success while you are at Centre College (and beyond). That said, there is no nationalized or universal healthcare system in the US. Instead, most Americans will purchase private health insurance plans so that they will not need to pay in full for their medical expenses out of pocket. Correspondingly, F-1 students at Centre are automatically enrolled in the LewerMark International Student Health Insurance plan (see below for more details) to be protected against unexpected medical costs.

If you need non-urgent medical help or counseling services, it is often best to visit Student Health or Centre Counseling ON-campus before seeking OFF-campus services.

OFF-campus hospitals and other clinics can be expensive, inconvenient to get to, or have long~~~~~ wait times, but can be appropriate for emergencies or for conditions that are more complex.

When should I go to Student Health vs. the ER?

The above graphic from LewerMark can help international students decide when and where to seek health care services. Furthermore, Teladoc provides top-of-the-line 24/7 virtual medical care and is an excellent first step in your non-emergent medical needs. Teladoc has become the preferred resource for FREE virtual medical advice, treatment, and prescription medication services by students using LewerMark insurance. 


LewerMark International Student Health Insurance

We encourage you to use ON-campus resources such as Student Health or Centre Counseling, but here are some online resources that are FREE, CONFIDENTIAL, and available 24/7/365 for those enrolled in LewerMark International Student Health Insurance. 

Teladoc informational graphicTeladoc | +1 800-835-2362


TELUS Health informational graphicTELUS Health | +1 866-743-7732 (when in the US) | 001-416-380-6578 (when outside the US)


Togetherall informational graphicTogetherall


The following is a list of Frequently Asked Questions (FAQ) regarding LewerMark International Student Health Insurance. If you have more questions, contact ISS. You can also use the "Chat with Us" feature on the website: or call +1 800-821-7710

Am I eligible for LewerMark insurance?: To be eligible, the registered and enrolled Centre College student must meet the following criteria - 

  • is a legal resident of a country other than the US, its territories, or possessions;
  • is enrolled and actively engaged in full-time studies; 
  • has not been granted permanent residency status in the US, its territories, or possessions; and
  • holds and continually maintains an F-1, J-1, M-1, Q-1 or other approved category of student visa or immigration status


What network does LewerMark use?: Centre College uses Aetna, a nationwide provider network that is widely accepted in the US. 

What is a copay?: This is the amount of out-of-pocket expenses that you must pay the healthcare provider for each visit. For the 2023-24 academic year, all office visits (excluding Student Health, CVS Minute Clinics, and Teladoc) will have a $20 copay. Hospital and emergency room (ER) copays will be $100. 

How can I find a doctor?: First, remember that you are encouraged to visit Student Health or Centre Counseling ON-campus BEFORE seeking OFF-campus services. If an OFF-campus resource is more appropriate, Student Health or Centre Counseling may have a recommendation. You can also visit and click on Resources > Student Resources to use the "Find an AETNA Provider" search. 

Can I opt out of the LewerMark insurance?: International students at Centre College are required to be enrolled in the LewerMark international student insurance plan when they are enrolled in classes and living either ON-campus or at a study away location. That said, international students are permitted to waive out of the LewerMark plan for the following situations:

  1. International exchange students may provide proof of equivalent* US medical insurance valid for the duration of their stay in the US. 
  2. Those who will not reside ON-campus because of study abroad plans may opt out of Fall term coverage so long as they will not be ON-campus from August 1 through December 31.
  3. Study abroad students may opt out of Centre (January) term and Spring term coverage so long as they will not be ON-campus from January 1 through May 31. It is not possible to opt out of Centre term only or Spring term only.
  4. The student’s parent/guardian/spouse is employed by a US based company that provides ACA compliant coverage that covers the student.
  5. The student is currently covered by a parent/guardian/spouse’s insurance plan from a foreign company that meets or exceed the benefits offered by LewerMark and is valid in the US.

*Emergency-only and/or travel insurance plans are NOT acceptable. The following companies are also NOT accepted as valid waiver of LewerMark coverage: GBG, HCC, IMG, ISI, ISO, ISP, PGH, PSI.

Only those that reside ON-campus in June and/or July are required to enroll in June and/or July LewerMark coverage, but we highly recommend continued coverage for those who will not reside in their home country during the summer break. 

For more information, please contact ISS and/or refer to the following source(s):

Information Handouts on the Forms page

Jessica Leonard

Photo of Jessica Leonard
Assistant Director, Centre Global
International Student Services (ISS)

Office Location: Old Carnegie
Office Phone: +1 859.238.6106
Office Email:
Schedule an Appointment on Navigate (for Current Students only): Click Here

BS: Physics, University of Maryland

M.Ed (pursuing): Higher Education – Student Affairs, Liberty University

Jessica Leonard joined Centre Global in August 2018 as the English as a Second Language (ESL)-International Student Services (ISS) Support Specialist before taking on the ISS Assistant Director role in June 2019. She previously taught ESL in South Korea for almost 8 years.

Jessica is a member of the College's CARE team and Enrollment Management & Retention Advisory Committee in addition to serving on the College's Staff Congress as Secretary. She currently advises the International Student Association (ISA), the Asian American and Pacific Islander Coalition (AAPIC), and the Centre South Asian Cultural Association (SACA) and previously advised the Chinese Students and Scholars Association (CSSA).

In her free time, Jessica enjoys spending time with her husband and daughter at home in Versailles, KY.

Adam Chen-Dedman

Photo of Adam Chen-Dedman
Executive Director, Centre Global

Office Location: Old Carnegie
Office Phone: +1 859.238.5268
Office Email:
Schedule an Appointment on Navigate (for Current Students only): Click Here

BA: Comparative Culture (Humanities), Sophia University (Japan)

MTS: Asian Religion & Gender, Harvard University

Adam Chen-Dedman is a native of Kentucky and joined Centre College in 2023 as Executive Director of Centre Global. He spent 25 years studying and working abroad in Japan, Thailand, Taiwan, and Australia. From 2005 to 2012 Adam served as head of International Student Services, Director of the Study Abroad program, and then Assistant to the President of International Affairs at Payap University in Thailand. From 2013 to 2019 he served as Executive Director of the Institute of South East Asian Affairs, a regional study abroad program, that was based at Chiang Mai University in Thailand. In these roles, Adam forged relationships with US colleges and universities and oversaw students from the US and other countries who were studying abroad in Thailand, Cambodia, Vietnam, and the Philippines.

Adam is completing his PhD in Cultural Studies of Asia at The University of Melbourne (Australia) where he researches responses to Chinese nationalism, geopolitics in Taiwan's LGBTQ+ social movement, and Japanese and Thai queer cultural interactions with Taiwan. He has taught courses on LGBTQ+ activism and human rights in Asia, Sex and Politics, and Global Media Cultures. His publications can be found in Nations and Nationalism, International Journal of Taiwan Studies, Feminist Media Studies, Contention: The Multidisciplinary Journal of Social Protest, and Feminist Encounters: A Journal of Critical Studies in Culture and Politics. Adam speaks Japanese, Thai, Mandarin, and conversational Spanish.;

Vivienne Main

Assistant Director, Centre Global
Study Abroad and Away

Office Location: Old Carnegie
Office Phone: +1 859.238.5285
Office Email:
Schedule an Appointment on Navigate (for Current Students only): Click Here

MSci: Marine and Freshwater Biology, University of Glasgow

Vivienne Main is a Scotland native who graduated from the University of Glasgow in 2015 with an MSci in Marine and Freshwater Biology. She studied abroad in Egypt and focused on tropical ecology with a strong emphasis on citizen science engagement and science communication.

Vivienne spent 4 years working abroad in Egypt and The Bahamas coordinating STEM and sustainability-focused programs for visiting international students. Upon moving to the USA in 2019 she served as Program Coordinator for International Field Studies, an educational and scientific non-profit organization established to promote and assist educators with field study programs. In these roles, Vivienne coordinated international travel, and on-site logistics, and advised students from the US and other countries who were studying abroad.

Margaret Meadows

Photo of Margaret Meadows
Office Coordinator, Centre Global

Office Location: Old Carnegie
Office Phone: +1 859.238.5295
Office Email:
Schedule an Appointment on Navigate (for Current Students only): Click Here

BA: Spanish and International Relations, University of Kentucky

Margaret Meadows joined Centre Global in 2022. She graduated from the University of Kentucky in 2015 where she studied abroad in Costa Rica and earned a BA in Spanish and International Relations.


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